Financial Wellness - Money Starts Here

Why Financial Wellness

Employees dealing with financial stress cost companies a fortune in lost productivity and extra healthcare expenses.

Money is a #1 Stressor

49%

of workers acknowledge spending time at work dealing with personal finances.

75%

of employees give responses that they are not financially secure.

55%

want help managing their finances.

69%

have experienced an increase in healthcare costs in the past two years.

The impact this can have on a business’ profitability and economic growth is staggering.

What We Know

Many Employees’:
– Have expenses that exceed their incomes
– Are carrying large amounts of debt
– Have no emergency savings
– Suffer from anxiety and loss of sleep
– Need help

Two of the BIGGEST personal distractions in the workplace are:
Money and Health

Reducing your employees’ financial stress and worries is one of the fastest and easiest ways to increase work productivity and reduce healthcare costs for everyone.

The concept of financial wellness in the workplace is simple: If you aren’t distracted and worried about financial problems, you are less stressed, healthier and more able to focus on work. This leads to less downtime, absenteeism and turnover – while fostering a happier, healthier workforce.

AdobeStock_72390115 600x315

A workplace financial wellness program can be one of the best ways to helping your employees and your organization. The right program can help reduce financial stress and cut healthcare costs while guiding your employees through the various financial stages of life.  This program effectively engages and educates them about the benefits you pay so much for.

My Financial Academy is:
Personal Finance and Benefits Education for Everyone!

Created and delivered by Guinness World Record® Financial Literacy Program creator and presenter Denise Winston.
Through online video courses that range from 10 minutes to one hour, your employees will learn how to
budget, manage debt, achieve financial goals, better understand/use their benefits and more
.

 

Employee activity can be tracked, reported and integrated into existing health and wellness programs. To help you effectively educate and engage your employees about their benefits, your portal and courses can be customized to include links to additional employer-sponsored benefits as well as preferred service providers.

USER-FRIENDLY

User-friendly online courses that range from 10 minutes to 1 hour.

FOCUSED

Focused on everyday financial skills.

EDUCATIONAL

Designed to educate, not sell products or services.

ACCESSIBLE

Accessible anytime, anywhere, on any device.

Who would be a good fit?

Anyone Looking to Foster a Happier, Healthier Workforce

Employers – Large and Small

Wellness Program Users

Health Insurance Exchange Users

Employers Wanting to Attract and Retain Top Talent

Self-Funded Groups

Why it Works!

Scalable – seamlessly reaches remote or multiple locations no matter what the participants' schedules might be.

Participants can be enrolled in a series of courses and tracked with the push of a button.

Easy to implement and administer.

Reduces coordination and administration of performance measures.

Standardized and consistent – delivers high-quality user experience every time.

Notification driven - reminders keep employees on track.

Convenient – reaches employees and their spouses anywhere, anytime on any device.

Customizable – has the ability to include links to specific employee benefits and preferred service providers.

My Financial AcademyFinancial Wellness Program helps employees make smart and confident healthcare, employee benefits and basic financial decisions.  Courses teach employees everyday financial skills and how to better understand, buy and use health insurance, financial products and other employer-sponsored benefits.

Our courses include, but are not limited to:

Budgeting

Offers a fresh approach to the topic and provides employees a step-by-step strategy to take control of their financial life!

Credit Score

Your credit score can determine if you get your dream job, your auto insurance rates, the cost of future loans and if a landlord will rent to you, and much more.  In this course, employees will learn the critical ins and outs of credit and why it is so important to your financial life.

Health Insurance

This course will help your employees better understand, buy and use this complicated and sophisticated financial product.

401(k)

Retirement plans can be complicated and intimidating. This course will help your employees master every aspect of their 401(k), from pre-tax contributions, employer matches, and investment fundamentals to 401(k) loans and rollovers.

Debt Management

Mastering this financial skill will put your employees on the road to financial freedom and help them live the life they want.

Financial Goals

Everyone wants to become super effective at getting what they want! Once your employees discover the tools, techniques and financial strategies taught in this course they will be able to build the life they want!

Telemedicine

Who wants to spend a sick day in a waiting room? This course will help your employees make the most of their PTO and reduce the time/cost of unnecessary in-person office visits.

Dental, Vision, Disability and Life Insurance:

Your employees will learn how to make informed decisions and how to use these financial products to stay healthy, protect their financial future and improve their overall financial success.

Become an industry leader and incorporate My Financial Academy – Financial Wellness Program into your business!